Philippines Freelance Salary Calculator
Turn a US-dollar rate into take-home pay in pesos on the 8% flat rate or graduated rates, after SSS, PhilHealth and Pag-IBIG.
Updated · By Niraj Kumar · 3 sources
https://checkpre.com/finance/freelance-salary-calculator-philippines
Your rate
Leave out holidays and gaps between clients.
Equipment, software, coworking, accountant, bank and payment fees.
Tax setup
- Equivalent salary
- ₱1,761,873
- The salary an employee needs to take home the same; ₱847.05 an hour over 2,080 paid hours
- Purchasing power
- $68,247
- What your take-home buys, priced in the US (World Bank PPP 20.53 PHP per $)
- Tax and social contributions
- 14% of revenue
- 8.0% of each extra unit you bill
- Revenue
- ₱1,731,902
- $27,600 at 1 USD = ₱62.75 (snapshot, 2026-09-24)
- Take-home81%
- Social contributions7%
- Income tax7%
- Business costs5%
Where the money goes, a year
- Revenue
- ₱1,731,902
- Business costs
- −₱86,595
- SSS
- −₱63,000
- PhilHealth
- −₱60,000
- Pag-IBIG
- −₱2,400
- Income tax (8%)
- −₱118,552
- Take-home
- ₱1,401,355
- SSS, PhilHealth and Pag-IBIG are paid in full by the self-employed; the employee pays only their share.
- Above ₱3 million of receipts the 8% option is closed and VAT registration applies; the model switches to graduated rates.
The same $15/hour in 15 countriesShowHide
| Country | Take-home, local | In USD | PPP $ | Tax + social |
|---|---|---|---|---|
| IndiaPresumptive, section 44ADA | ₹2,434,284 | $25,368 | $122,702 | 3.1% |
| Philippines8% flat rate | ₱1,401,355 | $22,332 | $68,247 | 14% |
| BrazilPJ on Simples Nacional (Anexo III) | R$127,069 | $24,527 | $49,223 | 6.1% |
| ColombiaTrabajador independiente | COP 75,133,106 | $23,016 | $45,109 | 12% |
| MexicoRESICO (régimen simplificado de confianza) | MX$455,716 | $25,916 | $40,298 | 1.1% |
| RomaniaPFA (real system) | RON 76,743 | $16,528 | $35,194 | 35% |
| NetherlandsZZP'er (eenmanszaak) | €22,141 | $25,168 | $28,854 | 3.8% |
| PortugalTrabalhador independente (simplified regime) | €16,517 | $18,775 | $28,740 | 27% |
| PolandRyczałt 12% (IT services) | PLN 58,402 | $15,149 | $28,307 | 40% |
| SpainAutónomo (estimación directa) | €16,613 | $18,884 | $27,330 | 27% |
| United KingdomSole trader | £17,946 | $23,723 | $25,581 | 9.0% |
| GermanyFreiberufler (voluntary GKV) | €16,925 | $19,239 | $23,544 | 25% |
| AustraliaSole trader | A$34,402 | $24,173 | $23,489 | 7.4% |
| CanadaSole proprietor (Ontario) | CA$29,395 | $20,822 | $23,320 | 20% |
| United States1099 sole proprietor | $21,854 | $21,854 | $21,854 | 16% |
How is freelance income taxed in the Philippines?
Revenue = Rate × Hours × Weeks × FX, Take-home = Revenue − Expenses − Social − Tax, Salary* : Net_employee(Salary*) = Take-home, PPP $ = Take-home ÷ PPPThis page uses the same method as the Freelance Hourly Rate to Salary Calculator, which explains each term and assumption in full.
Worked example
A freelancer in the Philippines bills a US client $15 an hour for 40 hours a week, 46 weeks a year, with 5% in business costs, as a 8% flat rate.
- 1Revenue: $15 × 40 × 46 = $27,600, or ₱1,731,902 at ₱62.75 per dollar (ECB, 2026-09-24)
- 2Social contributions: ₱125,400; income tax: ₱118,552; together 14% of revenue
- 3Take-home after ₱86,595 of costs: ₱1,401,355 a year, ₱116,780 a month ($22,332)
- 4An employee in the Philippines would need to earn ₱1,761,873 (salary) to take home the same
- 5At purchasing power parity that take-home buys what $68,247 would in the US
$15 an hour is worth about the same as a ₱1,761,873 salary in the Philippines.
Frequently asked questions
How much tax does a freelancer pay in the Philippines in 2026?
On $15 an hour (₱1,731,902 a year), about 14% of revenue goes to social contributions and income tax as a 8% flat rate, leaving ₱1,401,355 after 5% of costs. 8% of gross receipts above ₱250,000, in place of graduated tax and percentage tax, for receipts up to ₱3 million.
Should I choose the 8% income tax rate?
For most freelancers with few costs, yes. It replaces both graduated income tax and the 3% percentage tax with 8% of gross receipts above ₱250,000, and is open while receipts stay under ₱3 million. Graduated rates with the 40% optional standard deduction only win at higher incomes close to the ₱3 million limit, or with large real costs. You choose in the first quarter's return.
How much SSS does a self-employed Filipino pay in 2026?
15% of the monthly salary credit you declare, from ₱5,000 up to ₱35,000, so at most ₱5,250 a month. PhilHealth is 5% of monthly income between ₱10,000 and ₱100,000, and Pag-IBIG ₱200 a month.
Do clients abroad withhold tax from a freelancer in the Philippines?
Services paid for in foreign currency by clients abroad can be zero-rated for VAT. Clients abroad do not withhold; you file quarterly and annually with the BIR.
Sources
Related calculators
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