VA Combined Ratings Table

The full 38 CFR 4.25 Table I, generated and checked against the regulation, with a calculator that reads it for you.

Updated October 8, 2026 · By Niraj Kumar · 5 sources

Your ratings

Rating
Body part
Condition (optional)
Rating
Body part
Condition (optional)
Rating
Body part
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Rating
Body part
Condition (optional)

Mark arms and legs by side: the bilateral factor depends on it.

Dependents

Married?

Yes

Children under 18

Children 18–23 in school

In a VA-approved school program.

Dependent parents

Your VA rating70%Combined value 72, rounded down

Monthly pay: $1,808.45; Tax-free; rates effective December 1, 2025
Yearly pay: $21,701.40
Bilateral factor: 19 + 1.9 → 21; Both arms or both legs combined, plus 10%, counted as one disability
To reach the next band: One more 10%; An extra 10% rating (not on an arm or leg) would take you to 80%.

How VA combines your ratingsHighest first; each rating takes its share of the efficiency left, rounded to a whole number at each step.
#	Disability	Rating	Efficiency left	Combined
Step 1: bilateral factor (38 CFR 4.26)
1	Left knee	10	100	10
2	Right knee	10	90	19 → 19
	Plus 10% of 19	+1.9		20.9 → 21
Step 2: combine everything (38 CFR 4.25)
1	PTSD	50	100	50
2	Migraines	30	50	65 → 65
3	Bilateral factor	21	35	72.35 → 72
Combined 72, rounded to the nearest 10				70%

How do you read the VA combined ratings table?

Find your highest rating in the left column and the next rating across the top; the cell is their combined value. For a third rating, find that combined value in the left column and read across again. Round the last value to the nearest 10, with values ending in 5 going up, to get the rating VA pays.

combined = A + B × (100 − A) ÷ 100, rounded to a whole number at each step
bilateral = combined(arms or legs) + 10% of it, rounded
rating = combined rounded to the nearest 10 (ending in 5 → up)

This page uses the same method as the VA Disability Calculator, which explains each term and assumption in full.

38 CFR 4.25 Table I. Find the combined value so far in the first column and the next rating across the top; the cell is the new combined value.
Combined so far	10%	20%	30%	40%	50%	60%	70%	80%	90%
19	27	35	43	51	60	68	76	84	92
20	28	36	44	52	60	68	76	84	92
21	29	37	45	53	61	68	76	84	92
22	30	38	45	53	61	69	77	84	92
23	31	38	46	54	62	69	77	85	92
24	32	39	47	54	62	70	77	85	92
25	33	40	48	55	63	70	78	85	93
26	33	41	48	56	63	70	78	85	93
27	34	42	49	56	64	71	78	85	93
28	35	42	50	57	64	71	78	86	93
29	36	43	50	57	65	72	79	86	93
30	37	44	51	58	65	72	79	86	93
31	38	45	52	59	66	72	79	86	93
32	39	46	52	59	66	73	80	86	93
33	40	46	53	60	67	73	80	87	93
34	41	47	54	60	67	74	80	87	93
35	42	48	55	61	68	74	81	87	94
36	42	49	55	62	68	74	81	87	94
37	43	50	56	62	69	75	81	87	94
38	44	50	57	63	69	75	81	88	94
39	45	51	57	63	70	76	82	88	94
40	46	52	58	64	70	76	82	88	94
41	47	53	59	65	71	76	82	88	94
42	48	54	59	65	71	77	83	88	94
43	49	54	60	66	72	77	83	89	94
44	50	55	61	66	72	78	83	89	94
45	51	56	62	67	73	78	84	89	95
46	51	57	62	68	73	78	84	89	95
47	52	58	63	68	74	79	84	89	95
48	53	58	64	69	74	79	84	90	95
49	54	59	64	69	75	80	85	90	95
50	55	60	65	70	75	80	85	90	95
51	56	61	66	71	76	80	85	90	95
52	57	62	66	71	76	81	86	90	95
53	58	62	67	72	77	81	86	91	95
54	59	63	68	72	77	82	86	91	95
55	60	64	69	73	78	82	87	91	96
56	60	65	69	74	78	82	87	91	96
57	61	66	70	74	79	83	87	91	96
58	62	66	71	75	79	83	87	92	96
59	63	67	71	75	80	84	88	92	96
60	64	68	72	76	80	84	88	92	96
61	65	69	73	77	81	84	88	92	96
62	66	70	73	77	81	85	89	92	96
63	67	70	74	78	82	85	89	93	96
64	68	71	75	78	82	86	89	93	96
65	69	72	76	79	83	86	90	93	97
66	69	73	76	80	83	86	90	93	97
67	70	74	77	80	84	87	90	93	97
68	71	74	78	81	84	87	90	94	97
69	72	75	78	81	85	88	91	94	97
70	73	76	79	82	85	88	91	94	97
71	74	77	80	83	86	88	91	94	97
72	75	78	80	83	86	89	92	94	97
73	76	78	81	84	87	89	92	95	97
74	77	79	82	84	87	90	92	95	97
75	78	80	83	85	88	90	93	95	98
76	78	81	83	86	88	90	93	95	98
77	79	82	84	86	89	91	93	95	98
78	80	82	85	87	89	91	93	96	98
79	81	83	85	87	90	92	94	96	98
80	82	84	86	88	90	92	94	96	98
81	83	85	87	89	91	92	94	96	98
82	84	86	87	89	91	93	95	96	98
83	85	86	88	90	92	93	95	97	98
84	86	87	89	90	92	94	95	97	98
85	87	88	90	91	93	94	96	97	99
86	87	89	90	92	93	94	96	97	99
87	88	90	91	92	94	95	96	97	99
88	89	90	92	93	94	95	96	98	99
89	90	91	92	93	95	96	97	98	99
90	91	92	93	94	95	96	97	98	99
91	92	93	94	95	96	96	97	98	99
92	93	94	94	95	96	97	98	98	99
93	94	94	95	96	97	97	98	99	99
94	95	95	96	96	97	98	98	99	99

Worked example

The regulation's own example: ratings of 60%, 40% and 20%.

1Start with the highest, First rating: 60
260 and 40 (Second rating): 60 + 40 × 40 ÷ 100 = 76
376 and 20 (Third rating): 76 + 20 × 24 ÷ 100 = 80.8 → 81

A combined value of 81, rated 80%: $2,102.15 a month for a Veteran alone.

Frequently asked questions

Why does the table start at 19?

Table I is used after the first combination, and the smallest two ratings, 10% and 10%, combine to 19. The highest value it lists is 94, because anything from 95 is already rated 100%.

Are the numbers in the table rounded?

Yes, to whole numbers, with .5 going up: 25 and 10 combine to 32.5, which the table shows as 33. Using the table for each step is the same as rounding after every combination, which is how this calculator works.

Sources

38 CFR 4.25, Combined ratings table, eCFR · checked October 8, 2026
38 CFR 4.26, Bilateral factor, eCFR · checked October 8, 2026
Exceptions to Applying the Bilateral Factor, interim final rule, 88 FR 22912 (April 14, 2023) · checked October 8, 2026
Exceptions to Applying the Bilateral Factor, final rule (December 27, 2023) · checked October 8, 2026
VA, Current Veterans disability compensation rates · checked October 8, 2026