CheckPre

Stamp Duty and Registration Charges Maharashtra

Maharashtra stamp duty is 6%, 5% for women, with registration at 1%. Work out both for your home, on the price or the ready reckoner rate.

Updated · By Niraj Kumar · 16 sources

The house you are buying

₹

₹90 L

₹

Duty is charged on this instead when it is higher than the price.

In whose nameIn whose name
WhereWhere
Stamp duty and registration in Maharashtra₹4,80,0005.33% of ₹90,00,000
Stamp duty
₹4,50,000
5% of ₹90,00,000
Registration
₹30,000
1%, capped at ₹30,000
Saved by a woman's name
₹90,000
Against a man buying alone
All-in cost of the house
₹94,80,000
5.33% on top of the price

How are stamp duty and registration calculated in Maharashtra?

On a ₹75 L home in Maharashtra, a man pays ₹4,50,000 in stamp duty and ₹30,000 in registration, ₹4,80,000 in all. A woman buying alone pays ₹4,05,000, saving ₹75,000. When the purchase reinvests a capital gain, this charge also adds ₹3,18,384 to a Section 54F exemption.

stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states); new house cost C = price + stamp + registration, counted up to ₹10 crore; net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost); Section 54 (82): exemption = min(LTCG, C); Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG; tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04

This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.

Worked example

A man buys a ₹75 L home in a city in Maharashtra, at or above the ready reckoner rate.

  1. 1Stamp duty: ₹75,00,000 × 6% = ₹4,50,000
  2. 2Registration: 1%, capped at ₹30,000 = ₹30,000

₹4,80,000 in all, 6.4% of the price. Rates checked October 2026.

Frequently asked questions

What are stamp duty and registration charges in Maharashtra in 2026?

Mumbai, Pune, Thane and Nagpur carry a 1% metro cess; Pune, Thane and Nagpur add 1% LBT on top. The women's 1% concession needs the woman to be the sole buyer; guides differ on whether a joint deed gets part of it. Registration is 1% of the value, capped at ₹30,000. On a ₹75 L home in a city, a man pays ₹4,80,000 in all, or ₹3,30,000 outside city limits. A woman buying alone pays ₹4,05,000, saving ₹75,000.

Is Maharashtra stamp duty charged on the ready reckoner rate?

Yes, when the ready reckoner rate is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the ready reckoner rate on IGR Maharashtra, and enter it in the calculator to see the duty on it.

Sources

Related calculators

More in Finance