CheckPre

Stamp Duty and Registration Charges Tamil Nadu

Tamil Nadu stamp duty is 7%, with registration at 4%. Work out both for your home, on the price or the guideline value.

Updated · By Niraj Kumar · 16 sources

The house you are buying

₹

₹90 L

₹

Duty is charged on this instead when it is higher than the price.

In whose nameIn whose name
WhereWhere
Stamp duty and registration in Tamil Nadu₹9,90,00011% of ₹90,00,000
Stamp duty
₹6,30,000
7% of ₹90,00,000
Registration
₹3,60,000
4%
All-in cost of the house
₹99,90,000
11% on top of the price

How are stamp duty and registration calculated in Tamil Nadu?

On a ₹75 L home in Tamil Nadu, a man pays ₹5,25,000 in stamp duty and ₹3,00,000 in registration, ₹8,25,000 in all. Men and women pay the same in Tamil Nadu. When the purchase reinvests a capital gain, this charge also adds ₹5,47,222 to a Section 54F exemption.

stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states); new house cost C = price + stamp + registration, counted up to ₹10 crore; net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost); Section 54 (82): exemption = min(LTCG, C); Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG; tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04

This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.

Worked example

A man buys a ₹75 L home in a city in Tamil Nadu, at or above the guideline value.

  1. 1Stamp duty: ₹75,00,000 × 7% = ₹5,25,000
  2. 2Registration: 4% = ₹3,00,000

₹8,25,000 in all, 11% of the price. Rates checked October 2026.

Frequently asked questions

What are stamp duty and registration charges in Tamil Nadu in 2026?

Duty is 7% for every buyer. Registration is 4%; most guides give 4%, a few 2%. From 1 April 2025 women buying property worth up to ₹10 lakh pay 1 point less registration. On a ₹75 L home in a city, a man pays ₹8,25,000 in all. Men and women pay the same in Tamil Nadu.

Is Tamil Nadu stamp duty charged on the guideline value?

Yes, when the guideline value is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the guideline value on TNREGINET, and enter it in the calculator to see the duty on it.

Sources

Related calculators

More in Finance