Stamp Duty and Registration Charges Tamil Nadu
Tamil Nadu stamp duty is 7%, with registration at 4%. Work out both for your home, on the price or the guideline value.
Updated · By Niraj Kumar · 16 sources
https://checkpre.com/finance/stamp-duty-tamil-nadu
The house you are buying
₹90 L
Duty is charged on this instead when it is higher than the price.
- Stamp duty
- ₹6,30,000
- 7% of ₹90,00,000
- Registration
- ₹3,60,000
- 4%
- All-in cost of the house
- ₹99,90,000
- 11% on top of the price
How are stamp duty and registration calculated in Tamil Nadu?
On a ₹75 L home in Tamil Nadu, a man pays ₹5,25,000 in stamp duty and ₹3,00,000 in registration, ₹8,25,000 in all. Men and women pay the same in Tamil Nadu. When the purchase reinvests a capital gain, this charge also adds ₹5,47,222 to a Section 54F exemption.
stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states);
new house cost C = price + stamp + registration, counted up to ₹10 crore;
net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost);
Section 54 (82): exemption = min(LTCG, C);
Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG;
tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.
Worked example
A man buys a ₹75 L home in a city in Tamil Nadu, at or above the guideline value.
- 1Stamp duty: ₹75,00,000 × 7% = ₹5,25,000
- 2Registration: 4% = ₹3,00,000
₹8,25,000 in all, 11% of the price. Rates checked October 2026.
Frequently asked questions
What are stamp duty and registration charges in Tamil Nadu in 2026?
Duty is 7% for every buyer. Registration is 4%; most guides give 4%, a few 2%. From 1 April 2025 women buying property worth up to ₹10 lakh pay 1 point less registration. On a ₹75 L home in a city, a man pays ₹8,25,000 in all. Men and women pay the same in Tamil Nadu.
Is Tamil Nadu stamp duty charged on the guideline value?
Yes, when the guideline value is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the guideline value on TNREGINET, and enter it in the calculator to see the duty on it.
Sources
- Income Tax Department: Income-tax Act, 2025 and section mapping from the 1961 Act · checked
- Finance (No. 2) Act, 2024: LTCG on land and buildings at 12.5%, indexation option for residents (23 July 2024) · checked
- CBDT: Cost Inflation Index 384 for FY 2026-27 (July 2026) · checked
- News on AIR: UP cabinet approves 1% stamp duty cut for women on property up to ₹1 crore (23 July 2025) · checked
- IGR Maharashtra: Maharashtra stamp duty and ready reckoner rate · checked
- Kaveri Online Services: Karnataka stamp duty and guidance value · checked
- Delhi Revenue Department: Delhi stamp duty and circle rate · checked
- TNREGINET: Tamil Nadu stamp duty and guideline value · checked
- IGRS Telangana: Telangana stamp duty and market value · checked
- IGRS Uttar Pradesh: Uttar Pradesh stamp duty and circle rate · checked
- Jamabandi / e-Registration Haryana: Haryana stamp duty and collector rate · checked
- GARVI: Gujarat stamp duty and jantri rate · checked
- WBREGISTRATION: West Bengal stamp duty and market value · checked
- Kerala Registration Department: Kerala stamp duty and fair value · checked
- IGRS Rajasthan: Rajasthan stamp duty and DLC rate · checked
- SAMPADA 2.0: Madhya Pradesh stamp duty and collector guideline rate · checked
Related calculators
- Stamp Duty & Registration Charges CalculatorStamp duty and registration for men, women and joint buyers in 12 states and 15 cities, on the higher of price and circle rate, and what it adds to a 54 or 54F claim.
- Stamp Duty in Chennai CalculatorChennai charges 7% stamp duty, and registration on top. See the duty for your flat as a man, woman or joint buyer, and what it adds to a 54F claim.
- Stamp Duty and Registration Charges Madhya PradeshMadhya Pradesh stamp duty is 7.5%, with registration at 3%. Work out both for your home, on the price or the collector guideline rate.
- Stamp Duty and Registration Charges KeralaKerala stamp duty is 8%, with registration at 2%. Work out both for your home, on the price or the fair value.
- Stamp Duty and Registration Charges RajasthanRajasthan stamp duty is 6%, 5% for women plus 20% infrastructure cess on the duty, with registration at 1%. Work out both for your home, on the price or the DLC rate.
- Stamp Duty & Capital Gains Planner (India)Sell one asset, buy a house: stamp duty and registration in 12 states, LTCG with or without indexation, and the Section 54 or 54F exemption, in one plan.
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