CheckPre

Stamp Duty and Registration Charges Karnataka

Karnataka stamp duty is 5% plus 12% cess and surcharge on the duty, with registration at 2%. Work out both for your home, on the price or the guidance value.

Updated · By Niraj Kumar · 16 sources

The house you are buying

₹

₹90 L

₹

Duty is charged on this instead when it is higher than the price.

In whose nameIn whose name
WhereWhere
Stamp duty and registration in Karnataka₹6,84,0007.6% of ₹90,00,000
Stamp duty
₹5,04,000
5% of ₹90,00,000 plus 12% cess and surcharge on the duty
Registration
₹1,80,000
2%
All-in cost of the house
₹96,84,000
7.6% on top of the price

How are stamp duty and registration calculated in Karnataka?

On a ₹75 L home in Karnataka, a man pays ₹4,20,000 in stamp duty and ₹1,50,000 in registration, ₹5,70,000 in all. Men and women pay the same in Karnataka. When the purchase reinvests a capital gain, this charge also adds ₹3,78,081 to a Section 54F exemption.

stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states); new house cost C = price + stamp + registration, counted up to ₹10 crore; net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost); Section 54 (82): exemption = min(LTCG, C); Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG; tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04

This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.

Worked example

A man buys a ₹75 L home in a city in Karnataka, at or above the guidance value.

  1. 1Stamp duty: ₹75,00,000 × 5% = ₹3,75,000
  2. 2cess and surcharge on the duty: 12% of ₹3,75,000 = ₹45,000
  3. 3Registration: 2% = ₹1,50,000

₹5,70,000 in all, 7.6% of the price. Rates checked October 2026.

Frequently asked questions

What are stamp duty and registration charges in Karnataka in 2026?

Duty is 5% plus a 10% cess and 2% surcharge on the duty, about 5.6% of the value. New flats on first sale can pay 2% up to ₹20 lakh and 3% up to ₹45 lakh; resales and plots pay 5%. Registration rose from 1% to 2% on 31 August 2025. There is no women's concession. On a ₹75 L home in a city, a man pays ₹5,70,000 in all. Men and women pay the same in Karnataka.

Is Karnataka stamp duty charged on the guidance value?

Yes, when the guidance value is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the guidance value on Kaveri Online Services, and enter it in the calculator to see the duty on it.

Sources

Related calculators

More in Finance