Stamp Duty and Registration Charges Uttar Pradesh
Uttar Pradesh stamp duty is 7%, 6% for women, with registration at 1%. Work out both for your home, on the price or the circle rate.
Updated · By Niraj Kumar · 16 sources
https://checkpre.com/finance/stamp-duty-uttar-pradesh
The house you are buying
₹90 L
Duty is charged on this instead when it is higher than the price.
- Stamp duty
- ₹5,40,000
- 6% of ₹90,00,000
- Registration
- ₹90,000
- 1%
- Saved by a woman's name
- ₹90,000
- Against a man buying alone
- All-in cost of the house
- ₹96,30,000
- 7% on top of the price
How are stamp duty and registration calculated in Uttar Pradesh?
On a ₹75 L home in Uttar Pradesh, a man pays ₹5,25,000 in stamp duty and ₹75,000 in registration, ₹6,00,000 in all. A woman buying alone pays ₹5,25,000, saving ₹75,000. When the purchase reinvests a capital gain, this charge also adds ₹3,97,980 to a Section 54F exemption.
stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states);
new house cost C = price + stamp + registration, counted up to ₹10 crore;
net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost);
Section 54 (82): exemption = min(LTCG, C);
Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG;
tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.
Worked example
A man buys a ₹75 L home in a city in Uttar Pradesh, at or above the circle rate.
- 1Stamp duty: ₹75,00,000 × 7% = ₹5,25,000
- 2Registration: 1% = ₹75,000
₹6,00,000 in all, 8% of the price. Rates checked October 2026.
Frequently asked questions
What are stamp duty and registration charges in Uttar Pradesh in 2026?
Duty is 7%. Since July 2025 women, alone or jointly, get 1 point off on property worth up to ₹1 crore, previously ₹10 lakh. Registration is 1%. On a ₹75 L home in a city, a man pays ₹6,00,000 in all. A woman buying alone pays ₹5,25,000, saving ₹75,000.
Is Uttar Pradesh stamp duty charged on the circle rate?
Yes, when the circle rate is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the circle rate on IGRS Uttar Pradesh, and enter it in the calculator to see the duty on it.
Sources
- Income Tax Department: Income-tax Act, 2025 and section mapping from the 1961 Act · checked
- Finance (No. 2) Act, 2024: LTCG on land and buildings at 12.5%, indexation option for residents (23 July 2024) · checked
- CBDT: Cost Inflation Index 384 for FY 2026-27 (July 2026) · checked
- News on AIR: UP cabinet approves 1% stamp duty cut for women on property up to ₹1 crore (23 July 2025) · checked
- IGR Maharashtra: Maharashtra stamp duty and ready reckoner rate · checked
- Kaveri Online Services: Karnataka stamp duty and guidance value · checked
- Delhi Revenue Department: Delhi stamp duty and circle rate · checked
- TNREGINET: Tamil Nadu stamp duty and guideline value · checked
- IGRS Telangana: Telangana stamp duty and market value · checked
- IGRS Uttar Pradesh: Uttar Pradesh stamp duty and circle rate · checked
- Jamabandi / e-Registration Haryana: Haryana stamp duty and collector rate · checked
- GARVI: Gujarat stamp duty and jantri rate · checked
- WBREGISTRATION: West Bengal stamp duty and market value · checked
- Kerala Registration Department: Kerala stamp duty and fair value · checked
- IGRS Rajasthan: Rajasthan stamp duty and DLC rate · checked
- SAMPADA 2.0: Madhya Pradesh stamp duty and collector guideline rate · checked
Related calculators
- Stamp Duty & Registration Charges CalculatorStamp duty and registration for men, women and joint buyers in 12 states and 15 cities, on the higher of price and circle rate, and what it adds to a 54 or 54F claim.
- Stamp Duty in Noida CalculatorNoida charges Uttar Pradesh's 7%, with 1 point off for women up to ₹1 crore, and registration on top. See the duty for your flat as a man, woman or joint buyer, and what it adds to a 54F claim.
- Stamp Duty in Ghaziabad CalculatorGhaziabad charges Uttar Pradesh's 7%, with 1 point off for women up to ₹1 crore, and registration on top. See the duty for your flat as a man, woman or joint buyer, and what it adds to a 54F claim.
- Stamp Duty in Lucknow CalculatorLucknow charges Uttar Pradesh's 7%, with 1 point off for women up to ₹1 crore, and registration on top. See the duty for your flat as a man, woman or joint buyer, and what it adds to a 54F claim.
- Stamp Duty and Registration Charges RajasthanRajasthan stamp duty is 6%, 5% for women plus 20% infrastructure cess on the duty, with registration at 1%. Work out both for your home, on the price or the DLC rate.
- Stamp Duty and Registration Charges HaryanaHaryana stamp duty is 7%, 5% for women, with registration at 1%. Work out both for your home, on the price or the collector rate.
- Stamp Duty and Registration Charges KarnatakaKarnataka stamp duty is 5% plus 12% cess and surcharge on the duty, with registration at 2%. Work out both for your home, on the price or the guidance value.
- Stamp Duty & Capital Gains Planner (India)Sell one asset, buy a house: stamp duty and registration in 12 states, LTCG with or without indexation, and the Section 54 or 54F exemption, in one plan.
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