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Stamp Duty and Registration Charges Uttar Pradesh

Uttar Pradesh stamp duty is 7%, 6% for women, with registration at 1%. Work out both for your home, on the price or the circle rate.

Updated · By Niraj Kumar · 16 sources

The house you are buying

₹

₹90 L

₹

Duty is charged on this instead when it is higher than the price.

In whose nameIn whose name
WhereWhere
Stamp duty and registration in Uttar Pradesh₹6,30,0007% of ₹90,00,000
Stamp duty
₹5,40,000
6% of ₹90,00,000
Registration
₹90,000
1%
Saved by a woman's name
₹90,000
Against a man buying alone
All-in cost of the house
₹96,30,000
7% on top of the price

How are stamp duty and registration calculated in Uttar Pradesh?

On a ₹75 L home in Uttar Pradesh, a man pays ₹5,25,000 in stamp duty and ₹75,000 in registration, ₹6,00,000 in all. A woman buying alone pays ₹5,25,000, saving ₹75,000. When the purchase reinvests a capital gain, this charge also adds ₹3,97,980 to a Section 54F exemption.

stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states); new house cost C = price + stamp + registration, counted up to ₹10 crore; net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost); Section 54 (82): exemption = min(LTCG, C); Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG; tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04

This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.

Worked example

A man buys a ₹75 L home in a city in Uttar Pradesh, at or above the circle rate.

  1. 1Stamp duty: ₹75,00,000 × 7% = ₹5,25,000
  2. 2Registration: 1% = ₹75,000

₹6,00,000 in all, 8% of the price. Rates checked October 2026.

Frequently asked questions

What are stamp duty and registration charges in Uttar Pradesh in 2026?

Duty is 7%. Since July 2025 women, alone or jointly, get 1 point off on property worth up to ₹1 crore, previously ₹10 lakh. Registration is 1%. On a ₹75 L home in a city, a man pays ₹6,00,000 in all. A woman buying alone pays ₹5,25,000, saving ₹75,000.

Is Uttar Pradesh stamp duty charged on the circle rate?

Yes, when the circle rate is higher than the price in the agreement. Duty and registration are charged on the higher of the two. You can look up the circle rate on IGRS Uttar Pradesh, and enter it in the calculator to see the duty on it.

Sources

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