Stamp Duty in Bengaluru Calculator
Bengaluru charges 5% stamp duty plus a 10% cess and 2% surcharge on the duty, and registration on top. See the duty for your flat as a man, woman or joint buyer, and what it adds to a 54F claim.
Updated · By Niraj Kumar · 16 sources
https://checkpre.com/finance/stamp-duty-bengaluru
The house you are buying
₹1.2 Cr
Duty is charged on this instead when it is higher than the price.
- Stamp duty
- ₹6,72,000
- 5% of ₹1,20,00,000 plus 12% cess and surcharge on the duty
- Registration
- ₹2,40,000
- 2%
- All-in cost of the house
- ₹1,29,12,000
- 7.6% on top of the price
How is stamp duty calculated in Bengaluru?
Stamp duty in Bengaluru is 5% stamp duty plus a 10% cess and 2% surcharge on the duty. On a ₹1.2 Cr flat a man pays ₹6,72,000 in duty and ₹2,40,000 in registration, ₹9,12,000 in all. Men and women pay the same in Karnataka. The charge counts toward the new house's cost for Section 54 and 54F, here adding ₹6,04,929 to a 54F exemption.
stamp = max(price, circle value) × duty% (+ cess on duty); registration = value × reg% (capped in some states);
new house cost C = price + stamp + registration, counted up to ₹10 crore;
net consideration N = sale price − transfer costs; LTCG = N − cost (or N − indexed cost);
Section 54 (82): exemption = min(LTCG, C);
Section 54F (86): exemption = LTCG × C ÷ N, at most LTCG;
tax = (LTCG − exemption) × 12.5% (or 20% indexed) × (1 + surcharge) × 1.04This page uses the same method as the Stamp Duty & Capital Gains Planner (India), which explains each term and assumption in full.
Worked example
A man buys a ₹1.2 Cr flat in Bengaluru, priced at or above the guidance value.
- 1Stamp duty: ₹1,20,00,000 × 5% (5% stamp duty plus a 10% cess and 2% surcharge on the duty) = ₹6,00,000
- 2cess and surcharge on the duty: ₹72,000
- 3Registration: ₹2,40,000
₹9,12,000, or 7.6% of the price.
Frequently asked questions
How much is stamp duty on a ₹1.2 Cr flat in Bengaluru?
₹9,12,000 for a man buying alone: ₹6,72,000 of stamp duty and ₹2,40,000 of registration. Men and women pay the same in Karnataka. The duty is charged on the guidance value if that is higher than your price.
Sources
- Income Tax Department: Income-tax Act, 2025 and section mapping from the 1961 Act · checked
- Finance (No. 2) Act, 2024: LTCG on land and buildings at 12.5%, indexation option for residents (23 July 2024) · checked
- CBDT: Cost Inflation Index 384 for FY 2026-27 (July 2026) · checked
- News on AIR: UP cabinet approves 1% stamp duty cut for women on property up to ₹1 crore (23 July 2025) · checked
- IGR Maharashtra: Maharashtra stamp duty and ready reckoner rate · checked
- Kaveri Online Services: Karnataka stamp duty and guidance value · checked
- Delhi Revenue Department: Delhi stamp duty and circle rate · checked
- TNREGINET: Tamil Nadu stamp duty and guideline value · checked
- IGRS Telangana: Telangana stamp duty and market value · checked
- IGRS Uttar Pradesh: Uttar Pradesh stamp duty and circle rate · checked
- Jamabandi / e-Registration Haryana: Haryana stamp duty and collector rate · checked
- GARVI: Gujarat stamp duty and jantri rate · checked
- WBREGISTRATION: West Bengal stamp duty and market value · checked
- Kerala Registration Department: Kerala stamp duty and fair value · checked
- IGRS Rajasthan: Rajasthan stamp duty and DLC rate · checked
- SAMPADA 2.0: Madhya Pradesh stamp duty and collector guideline rate · checked
Related calculators
- Stamp Duty and Registration Charges KarnatakaKarnataka stamp duty is 5% plus 12% cess and surcharge on the duty, with registration at 2%. Work out both for your home, on the price or the guidance value.
- Section 54F Exemption CalculatorSold a plot, shares or gold? Work out the 54F exemption with the proportionate formula, the ₹10 crore cap and stamp duty counted in the new house's cost.
- Stamp Duty & Capital Gains Planner (India)Sell one asset, buy a house: stamp duty and registration in 12 states, LTCG with or without indexation, and the Section 54 or 54F exemption, in one plan.