Software Development Cost Estimator
Estimate what an agency will charge to build your app, by feature, sprint and role: design, development, QA and project management, priced in nine regions.
Updated · By Niraj Kumar · 4 sources
https://checkpre.com/ai/software-development-cost-calculator
Project
The baseline: a React front end with a Node or serverless back end.
Unique layouts, not every page: a product page template counts once.
CRM, ERP, shipping, tax, analytics… 32 hours each.
Features
Email and social login, password reset; SSO or MFA is complex.
Profile pages, preferences and account deletion.
Who can see and do what; complex means custom policies.
Organisations, invitations and data isolated per customer.
Manage users, content and settings without a developer.
Listings, variants, cart, checkout and orders.
Stripe or similar: plans, invoices, webhooks and refunds.
Full-text search and facets; complex means a search engine.
Transactional email, push and in-app alerts.
Uploads to object storage, previews and image resizing.
Messaging over WebSockets, read receipts and history.
Maps, geocoding, distance search or live tracking.
Charts, exports and scheduled reports for users.
Chat assistants, summaries or retrieval over your data.
Translated interface, locale formats and RTL support.
Works without a connection and syncs changes later.
Design and quality
Team
Mid-market US agencies; big consultancies bill $200 to $300 an hour.
More developers shorten the calendar, not the hours.
A reserve for scope that changes once work starts. 15 to 20% is usual; more for a vague brief.
- Total effort
- 2,152 hours
- 1,001 hours of development
- Timeline
- 14 weeks
- 7 sprints of 2 weeks, up to 20 weeks if the scope grows
- Blended rate
- $129 an hour
- Across every role on the team
- Maintenance after launch
- $50,000 a year
- About 18% of the build: updates, fixes and small improvements
- Lowest-cost region
- Philippines & Vietnam
- $73,500, $205,000 less
- 1Front-end development$68,500
- 2Back end, platform and integrations$58,000
- 3Contingency reserve$36,500
- 4UI/UX design$35,000
- 5Project management$26,000
- 6QA and testing$22,500
- 7Hardening and launch$12,500
- 8DevOps and CI/CD$11,000
- 9Discovery (sprint 0)$8,300
| Sprint | Focus | Hours | Cost | Running total |
|---|---|---|---|---|
| Sprint 0 | Discovery, backlog, architecture and first designs | 198 | $25,000 | $25,000 |
| Sprint 1 | Project setup, Sign-up and login and 2 more | 330 | $43,500 | $68,500 |
| Sprint 2 | Roles and permissions, Teams and multi-tenancy, Admin panel / CMS | 303 | $39,000 | $107,000 |
| Sprint 3 | Admin panel / CMS, Payments and subscriptions, Search and filtering | 303 | $39,000 | $147,000 |
| Sprint 4 | Search and filtering, Email and push notifications and 2 more | 303 | $39,000 | $186,000 |
| Sprint 5 | Reports and dashboards, Integrations | 303 | $39,000 | $225,000 |
| Sprint 6 | Hardening, acceptance testing and launch | 132 | $17,000 | $242,000 |
| Role | Hours | Rate | Cost |
|---|---|---|---|
| Project manager / BA | 231 | $130/h | $30,000 |
| UI/UX designer | 302 | $120/h | $36,000 |
| Senior developer | 488 | $160/h | $78,000 |
| Mid-level developer | 601 | $125/h | $75,000 |
| QA engineer | 250 | $90/h | $22,500 |
| Total | 1,872 | $129/h | $242,000 |
- 1Philippines & Vietnamoffshore$73,500
- 2Indiaoffshore$77,000
- 3Eastern Europeoffshore$106,000
- 4Latin Americanearshore$119,000
- 5Canadaonshore$220,000
- 6Western Europeoffshore$226,000
- 7Australiaoffshore$249,000
- 8United Kingdomoffshore$250,000
- 9United Statesonshore$278,000
How is software development cost estimated?
Add up the hours each feature takes at its complexity, plus screens, integrations and setup. Add design, QA, DevOps, discovery and project management, then price each role's hours at the agency's regional rate and add contingency. Dividing development hours by the team's capacity per sprint gives the timeline.
Each feature carries a benchmark of front-end and back-end hours for a standard build, scaled by the complexity you pick and by how productive the stack is. Screens and integrations add their own hours. Design, QA, DevOps, discovery and project management are added the way agencies staff them, and every hour is priced at the rate for the role doing it in the chosen region. Sprints follow from how many developer hours the team can deliver in each one.
build = Σ features (hours × complexity × stack) + screens × 10 h + integrations × 32 h + 40 h setup
total = discovery + design + build + 10% hardening + QA % + DevOps + PM (12% + time-zone overhead)
cost = Σ role hours × regional rate × agency tier; likely = cost × (1 + contingency)
sprints = 1 + ⌈build ÷ (developers × 40 h × weeks × 0.8)⌉ + hardening- sprint
- A fixed block of one to four weeks in which the team builds and demos a set of stories
- sprint 0
- Discovery: workshops, backlog, architecture and the first designs, before any build
- focus factor
- The share of a developer's week spent building, after ceremonies and reviews (80%)
- hardening
- The final sprint or two spent fixing bugs, acceptance testing and launching
- contingency
- A budget reserve for scope that changes once work starts
- blended rate
- Total cost divided by total hours, across every role on the team
Worked example
A B2B SaaS product on Next.js: 25 screens, team accounts, roles, Stripe subscriptions, an admin panel, notifications and a reporting dashboard, three integrations, custom UI/UX and standard QA. Built by a US agency (mid-market rates), 3 developers in 2-week sprints, with 15% contingency.
- 1Discovery (sprint 0): 60 hours, $8,300
- 2UI/UX design: 290 hours, $35,000
- 3Front-end development: 492 hours, $68,500
- 4Back end, platform and integrations: 418 hours, $58,000
- 5Hardening and launch: 91 hours, $12,500
- 6QA and testing: 250 hours, $22,500
- 7DevOps and CI/CD: 70 hours, $11,000
- 8Project management: 201 hours, $26,000
- 9Contingency reserve: 281 hours, $36,500
- 10Blended rate: $129 an hour across the team
- 11Schedule: 7 sprints, 14 weeks
About $278,000, within a range of $218,000 to $362,000, and 14 weeks from kickoff to launch.
Frequently asked questions
How much does it cost to build custom software in 2026?
It depends mostly on scope and on where the team is. A focused MVP with a few core features runs from about $29,000 (Philippines & Vietnam) to $110,000 (United States); a full SaaS product with teams, billing and reporting from about $73,500 (Philippines & Vietnam) to $278,000 (United States). Pick a project type above to start from a realistic scope, then turn features on or off.
Is offshore development really cheaper?
Per hour, yes: a mid-market agency in United States bills a blended $129 or so an hour against about $31 in Philippines & Vietnam, 4.2 times as much, at rates checked September 29, 2026. The saving on a whole project is a little smaller, because time-zone gaps add project management and communication hours, which the estimate adds for each region. See offshore vs onshore for a side-by-side.
How many sprints does a typical app take?
With three developers in two-week sprints, a small MVP takes four to six sprints including discovery and launch, and a full SaaS or mobile product six to nine. Adding developers shortens the calendar but not the hours, and past five or six developers on one codebase the gain shrinks, because coordination grows faster than output.
Why do agency quotes for the same app vary so much?
Because each agency assumes a different scope. One prices the features as listed, another adds design, QA and project management, a third adds contingency for scope that is still vague. Rates also differ by three to five times between regions. Ask every agency for hours by feature and role, then compare them line by line with the breakdown here.
Fixed price or time and materials?
Fixed price moves the risk of overrun to the agency, which charges for it: expect a 15 to 30% premium and change requests for anything outside the written scope. Time and materials, billed by the sprint, costs less when the scope will change as you learn, which is most new products. A common middle road is a fixed-price discovery sprint, then time and materials with a budget cap.
How much does it cost to maintain an app after launch?
Plan on 15 to 20% of the build cost a year for hosting support, security updates, dependency and OS upgrades, bug fixes and small improvements. The estimate shows 18%. New features are on top of that, and are best estimated the same way as the first release.
How much does a mobile app cost to build with a team in India?
For the scope on this page, about $65,000, with a range of $51,000 to $84,500 at mid-market rates: 2,010 hours at a blended $32 an hour, delivered in about 12 weeks by 3 developers. Change the features and team above for your own scope.
Sources
- Accelerance, 2026 Global Software Development Rates & Trends · checked
- Accelerance, 2026 outsourcing rate trends in Asia, Europe and Latin America · checked
- US Bureau of Labor Statistics, Occupational Employment and Wages, May 2025 · checked
- US Bureau of Labor Statistics, Occupational Outlook Handbook: Software Developers, QA Analysts and Testers · checked
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