Nissan Leaf Total Cost of Ownership Calculator
The redesigned 2026 Nissan Leaf's 7-year cost of ownership against a Honda Civic, on your state's electricity and gas prices.
Updated · By Niraj Kumar · 6 sources
https://checkpre.com/energy/nissan-leaf-total-cost-of-ownership
The cars
2026 S+ starting price. Replace it with your quote.
LX sedan, 34 mpg combined.
Where and how you charge
The rest is public fast charging. Most owners with a driveway charge 80-90% at home.
California residential average (EIA). Enter the all-in rate from your bill to override.
Driving
California average for regular (AAA).
Fine-tune
About 2% is typical; the loss slows after that. Hot climates and frequent fast charging push it up.
The federal credit ended for cars bought after 30 September 2025.
Set to 0 if you already have one or will use a standard outlet.
Assumed full coverage; replace both with quotes.
The Nissan Leaf costs 9.5¢ a mile to charge, against 18.2¢ a mile in gas for the Honda Civic.
- Nissan Leaf, total cost
- $55,673
- 66.3¢ a mile, all in
- Honda Civic, total cost
- $53,923
- 64.2¢ a mile, all in
- EV price premium repaid
- 6.8 years
- from running savings, before resale
- Battery at the end
- 92%
- about 279 of 303 miles of range
- CO₂ avoided
- 13.8 tonnes
- at the US grid average
| Cost | Nissan Leaf | Honda Civic |
|---|---|---|
| Purchase less resale | $24,301 | $15,071 |
| Charging or gas | $8,684 | $16,242 |
| Maintenance | $5,040 | $7,560 |
| Insurance | $16,800 | $15,050 |
| EV registration fees | $847 | $0 |
| Total | $55,673 | $53,923 |
Year-by-year costs and battery healthShowHide
| Year | Charging | Gas | Battery | Range | EV cost to date | Gas car cost to date |
|---|---|---|---|---|---|---|
| 1 | $1,138 | $2,185 | 98% | 296 mi | $16,985 | $11,349 |
| 2 | $1,174 | $2,228 | 96% | 292 mi | $24,998 | $19,030 |
| 3 | $1,207 | $2,273 | 95% | 289 mi | $31,845 | $26,261 |
| 4 | $1,240 | $2,318 | 95% | 287 mi | $38,125 | $33,292 |
| 5 | $1,274 | $2,365 | 94% | 284 mi | $44,140 | $40,121 |
| 6 | $1,308 | $2,412 | 93% | 282 mi | $49,888 | $46,998 |
| 7 | $1,344 | $2,460 | 92% | 279 mi | $55,673 | $53,923 |
How the Nissan Leaf Total Cost of Ownership Calculator works
TCO = Price × (1 + tax) − rebates + charger + Σ₍y₎ [energy₍y₎ + maintenance + insurance + fees] + interest − resale₍N₎This page uses the same method as the EV vs Gas Total Cost of Ownership Calculator, which explains each term and assumption in full.
Worked example
A Nissan Leaf 2026 S+ ($29,990) against a Honda Civic LX sedan ($24,695) in California, driven 12,000 miles a year for 7 years, paid in cash, charging 80% at home.
- 1Home electricity costs about 33.6¢ a kWh; with 20% fast charging at 48.0¢ the blend is 36.5¢
- 2At 26 kWh/100 mi the Nissan Leaf costs 9.5¢ a mile; at 34 mpg and $6.19 a gallon the Honda Civic costs 18.2¢ a mile
- 3Buying costs $34,198 for the EV with tax and a home charger, against $26,925
- 4After 7 years the battery keeps about 92% of its capacity, and the cars would sell for about $9,897 and $11,854
Over 7 years the Nissan Leaf costs $55,673 to own and the Honda Civic $53,923, so the gas car comes out $1,750 cheaper at these assumptions.
Frequently asked questions
Does the new Leaf's battery degrade like the old one?
Earlier Leafs used air-cooled batteries that lost capacity quickly in hot climates, which hurt their resale value. The third-generation Leaf has a liquid-cooled pack, like most current EVs, so the calculator applies the same typical fade as other models. Owners in very hot states can try a faster rate.
How much does it cost to charge a Nissan Leaf at home in California?
At California's average residential rate of 33.6¢ a kWh, filling the Nissan Leaf's roughly 75 kWh battery from empty costs about $25 before charging losses. At 26 kWh per 100 miles measured at the wall, 12,000 miles a year with 20% fast charging comes to about $1,138, or 9.5¢ a mile.
How much range does a Nissan Leaf lose in 7 years?
At 12,000 miles a year the model here expects the battery to keep about 92% of its capacity after 7 years, so the 303-mile EPA range becomes roughly 279 miles. Heat, frequent fast charging and keeping the battery at 100% speed this up; the retention curve is an assumption you can change.
Sources
- EIA Electric Power Monthly, Table 5.6.A: average residential price by state (July 2026) · checked
- AAA state gas price averages, regular unleaded (22 September 2026) · checked
- Tax Foundation, Electric Vehicle Taxes by State, 2026 · checked
- US DOE and EPA fuel economy data (fueleconomy.gov) · checked
- IRS, Clean vehicle credits: not available for vehicles acquired after 30 September 2025 · checked
- AFDC, State laws and incentives for electric vehicles · checked
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- Nissan Leaf vs Honda Civic Cost of OwnershipThe 2026 Nissan Leaf against a Honda Civic: a budget EV's 7-year cost of ownership next to a compact gas car's.
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